Course FAQs & Policy


Our Course Policy applies to any person automatically, who registers for our workshop and courses, offline and online, including The Full-Time Investor (FTI), Part-Time Investor (PTI), Growth Investing Mastery (GIM), Dividend Income Mastery (DIM) and/or workshops and courses operated by 10x Capital Pte Ltd (UEN: 201827671K). Please read the following policy carefully. We reserve the right to amend any of our policy at any time, without prior notice.

For FAQs regarding our online store or products, please visit our dedicated page here



Precautionary Measures for the COVID-19 pandemic have been introduced. Please visit for more information.

Please do not attend our workshops or classes if you are feeling unwell, have travelled to affected countries, under LOA, Quarantine and/or Stay-Home Notice (SHN) within the past 14 days.



Before registration, if you have been referred by one of our staff, members or affiliates to our workshops, please use the designated affiliate Eventbrite Links provided by your friend or referrer. This link will redirect you to a landing page and indicate the affiliate’s information, where you may complete your registration process.



Please enter your information correctly during any of our registration processes, so that the information on our registration is correct and be able to disseminate information to you without any issues.

Course dates made available have pre-allocated slots of 36pax per class, once the class is full, it will indicate "Unavailable" and you may have to select the next class date.

Before we shift fully online, our last class will be held on 16-17 May 2020. We plan to continue conducting offline classes in small batches or for our corporate customers in the future. As such, if you enable to make it for the last class, we will let you know when the class will be held if you do not wish to learn our GIM programme online.

Do contact us if you have any issues during the registration process.

Upon successful registration and payment, you will receive a Welcome email with more information and your membership access immediately.

For those who have yet to complete payment, more information about how to go about completing your payment will be sent via email as well.

For our events listed on Eventbrite or Facebook, upon registration and issuing of tickets, you acknowledge and agree to our Privacy Policy, Course Terms and Conditions, and PDPA terms applicable to you. Upon further registration, completion of order and payment to our courses hosted directly, you acknowledge and agree to our full Privacy PolicyCourse Terms and Conditions, and PDPA terms



By contacting us or registering for any of our workshops or courses, you acknowledge that the information provided by you will be used for the purposes applicable to you in accordance with the Personal Data Protection Act 2012, Singapore and any International Privacy Laws. 

Please read our full PDPA Terms here

Please read our Privacy Policy here



We accept the following payments in Singapore Dollar:

  • Credit/Debit Cards (Visa, Mastercard, American Express, JCB, Discover Diner's Club) via Website Only
  • Instalments (Please select credit card and charge the full amount first)
  • Bank Transfer (To OCBC a/c no: 712-850270-001) c/o "10x Capital Pte Ltd"
  • PayNow (UEN: 201827671K) c/o "10x Capital Pte Ltd"
  • Cash
  • Cheque (Made Payable to “10x Capital Pte Ltd”)

Please read our payment instructions carefully at checkout.

Shopify Payments, Paypal and Stripe Terms and Conditions apply, you may read more about them here

Our company "10x Capital Pte Ltd" is NOT currently GST registered. Therefore, all products and services listed on this website are NOT subject to a Goods and Services Tax of 7% which would be included in the listed prices unless otherwise stated.

Upon successful payment, please ensure you have received a copy of your receipt via email. Note that any billing information stored is encrypted and processed by our payment partner, Shopify Payments and Stripe.

If you have selected any one of our manual payment options (Cash, Cheque, Bank Transfer and PayNow), please understand that we will require further verification of payment before we fulfil your registration and enrolment. Please notify us if you have made payment, to help us serve you better.

By registering, you agree to our payment terms. If we do not receive full payment. Your order will be voided and we reserve the right to cancel your registration or membership access without prior notice.

Please contact us at or contact us at +65 8753 3651 (During Office Hours) if you have any issues regarding payment.



We have done away with physical terminal machines and seek your kind understanding if you wish to make payments via instalments. To do so, select "Credit Card" at checkout and pay the full course fee amount first.

When the transaction has been posted or reflected on your credit card statement (2-3 working days), you may contact your bank or apply online (depending on bank) to split the transaction into monthly instalments (up to 12 months in most cases). 

Any processing fees charged by your bank will be reimbursed by us. Please let us know how much you've been charged and a screenshot (as proof) of the charge and we will refund you the fees charged and provide you a Rebate Voucher.

For more information regarding this program and how to apply, select your credit card issuing bank's program links below:

DBS & POSB Bank:
OCBC Bank:
Standard Chartered Bank:


For our In-House Instalment Programme offered to students only, please contact us directly and we will send you instructions to set-up a standing instruction (GIRO).

Please register via our website first and select "Other Payments" at checkout. We will only provide you membership access upon receiving the first instalment payment and reserve the right to cancel your membership if you default on your payments. This programme is only offered on a case-by-case basis.



The GIM referral programme benefits both past participants and new participants by growing a close knitted community of like-minded individuals who can grow and learn from each other. Invite your friends and family into the GIM community and be rewarded for your efforts.

To refer your any of your friends and family, we require a simple verification step from you. To do so, please fill up the referral form at

Upon successful verification. We will transfer the referral fees to your designated PayNow account or preferred payment mode within 3-5 Working days after the participant you referred, attends and completes the GIM Bootcamp class.

Referral Fee Payout:
$160/pax for all GIM Courses or $200/pax (If you referred more than 6pax)

A payment voucher will be sent via Whatsapp or email once payment has been issued, for your reference.

No referral fees shall be paid out to participants who have received a discount on their course fees. Any decision will be at the discretion of 10x Capital Pte Ltd.

In the event a participant has multiple referrers, any payout decision will be at the discretion of 10x Capital Pte Ltd after the case has been investigated.

Any abuse of our referral program will lead to a suspended payment and subsequent blacklist. Any case or suspicion of fraud will be handed over to the Police and authorities.

We would like to again emphasise on our strict and zero tolerance policy against any abuse or fraud. Please contact us immediately at +65 8753 3651 if you suspect or wish to report any abuse.



Our payment provider, Shopify Payments and Stripe have strict policies to safeguard against fraud. If you have made a chargeback on your credit card, you may be flagged by our payment provider.

Although your transaction is processed and charged as per normal, on our side, we will not receive the funds from our payment provider due to these safeguard measures.

If you fall into this category, we will notify you to cancel and refund your order. ALL REFUNDS WILL TAKE 5-10 WORKING DAYS TO PROCESS.

Please place another order and select "Bank Transfer" at checkout. We will confirm your registration immediately and fulfil your order once payment has been received.

Please check your email for the refund, confirmation and successful payment notifications.

If you do proceed with a chargeback or fail to pay monies owing to us. We reserve the right to cancel and void your registration and payment. There shall be no outstanding monies owed between both parties. Suspicious chargeback transactions constitute as fraud and we will report any cases to the Police.

Please contact us at +65 8753 3651 for any issues or questions regarding this.



Please arrive at the venue stated around 30mins before the indicated start timing of the workshop or course, for registration. We will proceed with our workshops and courses as scheduled without any delay. 




For events hosted on Eventbrite, we do not entertain any accommodation of rescheduling and transfers, please re-register on the next event date or tell our customer service representative if you receive a call from us.

If you wish to cancel, please contact us at or call us at +65 8753 3651 (During Office Hours). A refund (if any) may be issued, at the discretion of 10x Capital Pte Ltd within 7 working days. For Eventbrite registrants, you may cancel directly within the Eventbrite website.



Money-Back Guarantee

If whenever, you have been offered a Money-Back Guarantee when purchasing any of our products or courses, we will honour your decision to cancel your registration for any valid reason and process a full refund within 7 working days from your request. 

If you wish to request your money back, you have a 30 day period from attending our class or starting membership to make the request. If you are on a membership subscription with us, we will only refund you the remaining balance of unused subscription (for annual subscription payment). The amount refunded will be calculated based on being charged the monthly subscription rate for the amount of months used before the refund request. No refunds will be given to subscriptions paid on a monthly basis.

Unless specified, NO REFUNDS shall be provided once payment is completed, unless authorised at our discretion. However, we can re-schedule you. Please allow at least 7 to 14 days notice prior to our indicated class date.

Any notice less than 7 to 14 days may be subjected to an administrative fee that must be paid before we reschedule you to cover any course materials and food. Without a valid reason, rescheduling is permitted up to a maximum of 3 times, after which you may forfeit your course fees to us.

You may also transfer your course enrolment to another party (your designated proxy). Please provide us with his/her information and we will contact them to follow up directly. This transfer can only be made once.

Please contact us at or call/text us at +65 8753 3651 (During Office Hours) if you wish to reschedule or transfer to your designated proxy.



We will contact you via email or call/text us at least 2-3 weeks prior to our indicated course start date. Please respond and RSVP accordingly. If you can’t make it, we will be happy to reschedule you.

If we don't receive any reply, we will automatically reschedule you to the next earliest course date. Upon rescheduling 3 times, you may forfeit the course fees.

For our full-day courses and events, we will provide catered meals for Lunch and Tea Breaks. Please indicate your dietary preference when asked. Don’t worry, we will ensure you have something good to eat!

Due to the recent rise of food poisoning cases in November 2018 by irresponsible caterers. We would like to state that we ensure your safety to the best of our ability, by ordering from caterers who are reputable, licensed and certified. However, we shall not bear responsibility for any damages arising from such and you indemnify us from any such liability.



Please follow the course timing indicated on the enrolment sheet or webpage. Allow yourself 30mins before the start timing to register and settle in.

Our course timings are indicative and may be extended or reduced without prior notice on the day itself. However, we will inform you of any changes to dates or postponement due to unforeseen circumstances. Any cancellation by us will result in either full, partial or no refund.



During the duration of our course, we will use the stock screener software provided by CGS-CIMB. So please have your account ready. 

If you have yet to open an account, please follow the instructions here



  • Laptop, Tablet or iPad Device with Charger (Power and WIFI is provided)
  • Writing Materials
  • Water Bottle (Drinks will be provided during Lunch and Tea)
  • Sweater/Jacket (If you feel cold easily)
  • An Open Mind!



Course materials such as a guide and booklet will be provided if applicable. This is to complement the teaching and guidance provided during the course.

These materials are subjected to copyright. No material shall be reproduced, stored or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning or otherwise without written permission from 10x Capital Pte Ltd and/or the author/publisher.

It is illegal to copy, post online, or distribute any material provided physically or digitally without written permission from 10x Capital Pte Ltd and/or the author/publisher.



Photography and videography is allowed during our workshops and courses for your own individual use and reference only. Any sharing or publication of our material, including photos taken by you, without our consent and acknowledgement is not permitted. Please read the Disclaimer, Copyright and Intellectual Property (IP) section below for additional details.

During any of our events, workshops and courses, 10x Capital Pte Ltd is allowed to take and use photographs and/or videos of any attendees for marketing purposes unless specifically denied by the person(s).




We commit to ensure that our GIM Community remains a safe, comfortable environment for members and our team to grow and learn together.

We are happy to share this credo as members and trainers alike in the GIM community.

We do not post, share or make derogatory, racial, defamatory, misleading and/or illegal content within our community and to our members.

We do not directly or indirectly solicit and/or promote any business (e.g., products, programs, or services) for our own (or other external parties’) benefit, whether to this GIM community, or separately/privately to any members. If we feel we have something that benefits this community, we will first share and discuss with Kelvin and Jonathan how we can make such opportunities available to this GIM community.

We do not directly or indirectly engage in any business activities in any territories which competes with the business of the Company during and after any of our events, workshops, courses or classes.

Having signed (electronically) and acknowledged our Terms and Conditions at the time of joining this community, we understand such posts (described above) would result in immediate suspension. The GIM Team reserves the right to remove any individual from this GIM community and revoke membership access (with no entitlement to refund or monetary compensation from the course fees paid).

We also know that monetary damages shall be inadequate to compensate the 10x team for any serious breach. We shall be entitled to injunctive relief, in addition to any other remedies at law or equity, should the breach occurs. Legal action may be taken against you if necessary.

We understand that 10x Capital Pte Ltd and Growth Investing Mastery takes a strong stance and maintain a zero tolerance policy against such serious offences and this is for the protection of the GIM community, to keep this a safe, positive place for like-minded investors.



For post-support and networking, we will provide you an invite link to join our closed Facebook group after completion of our course. If you have not yet joined the group, please contact us immediately and we will verify and add you.

Advice, discussions and updates will be held within this group. All future events and community gatherings (if any) will also be posted within this group.

You are welcome to stay in this group even after your membership expires, however your access on our membership site, GIM Online may be restricted due to your expired membership status.



GIM is part of the extended Full-Time Investor Community family. FTI Community is a membership portal, hosted on Teachable that enables you to view our full course content, register for monthly webinar gatherings, read exclusive case studies and watch recap videos on computer and on mobile.

We will provide you with a Teachable account and login details upon registration. If you are an existing teachable user, “FTI Community (1 Year Support)” will automatically appear under your enrolled courses. 

Your membership is valid for 1 year from the start date stated in the welcome email or your GIM Bootcamp Class date, whichever later. It is important that you provide us with your correct email address as it will be your login username.

Nearing expiry of membership, we will notify and invite you to subscribe unless you have informed us to cancel your membership. Upon cancellation, you will only be able to access our Facebook Group. However, you may renew your membership any time thereafter and picked up where you left off. Upon renewal, membership access to Teachable and Slack will be reinstated.

No Refunds will be provided after 30 Days. If you are on an annual membership subscription with us, we will only refund you the remaining balance of unused subscription. The amount refunded will be calculated based on being charged the monthly subscription rate for the amount of months used before the refund request. No refunds will be given to subscriptions paid on a monthly basis.

Any subscription and renewal offer will be directly sent to you via email.

Please contact us at +65 8753 3651 or by filling up this form or email us directly at for matters regarding FTI Community Support.




You confirm that you have been explained the scope and extend of the Event/Class and you acknowledge that the effectiveness of the Event/Class provided to you depends on facts not under our control and the profitability of the same is not guaranteed.

You agree to take personal responsibility in analysing and selecting any investments. We shall not be responsible for any investment losses incurred by you.

You also release and indemnify us, our employees, agents and service providers from any and all claims, suits, proceedings, liabilities, damages, losses, compensation, costs and expenses whatsoever in any way arising out of or resulting from your attendance or participation in the Event/Class including, without limitation, any and all claims, actions, and liabilities for death, injury, loss or damage to you, anyone else or to any property.



All information and materials provided by us are subjected to copyright. No material shall be reproduced, stored or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning or otherwise without written permission from 10x Capital Pte Ltd and/or the author/publisher.

It is illegal to copy, post online, or distribute any material provided physically or digitally without written permission from 10x Capital Pte Ltd and/or the author/publisher.



You agree and acknowledge that all the rights and interests to all the intellectual property relating to the Materials, the Event/Class Services and/or developed or arising therefrom (“Intellectual Property”) belong to us (and/or the Event/Class presenters) and you shall not in any way, directly or indirectly, copy, reproduce, sell, supply, make available, disclose or otherwise deal with or use (except solely  for personal non-commercial purposes) the Materials or the Intellectual Property. Any disclosure of information relating to the Materials and/or Event/Class Services to other organisations/ individuals requires written permission from us.

Please read the full Course Terms and Conditions that you have acknowledge here



As a GIM Hero, you will be part of a team that is empowered to deliver a great learning experience for our participants. We help the trainers in logistics, administration, and food. This can be done through volunteering you time during weekends, sharing on our Facebook page or supporting us during the scheduled Post-Support gatherings.

To keep you posted, we will post such requests on Slack from time to time. Just fill up the form and you are good to go!

As a GIM Hero, free meals and course notes and materials will be provided to enable you to help others, but we wish to see your full commitment to help those in need.

Do note that our Disclaimer, Indemnity, Copyright, Intellectual Property (IP), Photography and Videography restrictions apply to all members of staff including full-time employees, freelancers and volunteers.



You may join any of our weekend courses as a recap or sharing session. This applies to any course that you have attended previously and is subject to space availability. Please keep a lookout on Slack #announcements to register as a resit for our upcoming class.

You may also leave at any time during the duration of the course, just inform any of our staff. However, as a resit, food, materials and course notes will not be provided to you as there is no cost to you or any obligation from us.

The same Disclaimer, Indemnity, Copyright, Intellectual Property (IP), Photography and Videography restrictions apply to you as any participant.





Please contact us at +65 8753 3651 or by filling up this form or email us directly at





Last Updated: 13 March 2020