Welcome to Our Company Website! For Students & Graduates, please visit thefulltimeinvestor.com

Course Policy & FAQs


ABOUT

Our Course Policy applies to any person automatically, who registers for our webinars, workshops and courses operated by 10x Capital Pte Ltd (UEN: 201827671K), both offline and online. Which include, and are not limited to the following:

  1. Growth Investing Mastery 2.0 (GIM 2.0 Online Course)
  2. FTI Mentorship Programme
  3. SaaS Investing Mastery (SIM)
  4. Any of our Free Webinars
  5. Growth Investing Mastery 1.0 (Offline, Discontinued)
  6. Growth Investing Masterclass (Discontinued)
  7. Dividend Income Mastery (DIM, Discontinued)

Please read the following policy carefully. We reserve the right to amend any of the policy at any time, without prior notice.

For FAQs regarding our online store or products, please visit our dedicated page here

 

PRECAUTIONARY MEASURES FOR THE COVID-19 PANDEMIC

Please visit 10x.sg/pages/covid-19 for more information regarding your classes.

Our business and operations will remain fully operational online and our staff will still provide support and assistance to you via various communication channels between Monday to Friday, 10am to 6pm, excluding weekends and public holidays. Our Company may also be on off after events held over the weekend.

Our physical office at 114 Lavender Street, #06-58 CT Hub 2 will remain CLOSED to the general public during the reversion to Phase 2, starting 8 May 2021.

With the release of Growth Investing Mastery 2.0, our fully online course with a Bonus Live Zoom class. ALL our Workshops, Masterclasses, Weekly Tutorials and Events such as Portfolio Review and Opportunity Wednesdays are conducted solely online.

 

REFERRALS & OUR AFFILIATES

Before registration, if you have been referred by one of your friends or family that are GIM/FTI Community members or any our affiliates, please use the special links provided by your friend or referrer to register.

Alternatively, please indicate their name and contact number under the "Have You been Referred by Anyone?" field during checkout. If you have already registered, please email us at finance@10x.sg to let us know.

For more information regarding our affiliate program, please scroll down to the GIM Friends section below.

 

REGISTRATION

For webinar registrations, completion of order and payment to our courses, you automatically acknowledge and agree to this Course FAQ and Policy, Privacy PolicyCourse Terms and Conditions, and PDPA terms

For our Courses, please enter your information correctly during any of our registration processes, so we can properly contact you and because your login credentials will be tagged to the email you registered with.

For Growth Investing Mastery 2.0, our full class content is made available to you online via Teachable.

If you are attending our Bonus Live Zoom Class, ensure you have selected a date and we will send you the Zoom links 3 days before the scheduled class date. We recommended you to use a computer with a functioning webcam and microphone and stable internet connection for an enjoyable and seamless experience!

Upon successful registration and payment, you will receive a Welcome email with more information on how to begin.

Do contact us if you have any issues during the registration and onboarding process. If you did not receive any emails from us, please check your Junk/Spam email inbox.

  

PDPA

By contacting us or registering for any of our workshops or courses, you acknowledge that personal information provided by you will be used for the facilitation of your registration and learning in accordance with the Personal Data Protection Act 2012, Singapore and any International Privacy Laws. 

Please read our full PDPA Terms here

Please read our Privacy Policy here

 

EXCHANGE OF CONTACT DETAILS

10x Capital Pte Ltd does NOT endorse the sharing of any contact information between participants and/or students during our classes, on any communication platforms for networking and/or other purposes. Our students may share their contact information with other students at their own discretion, however they will indemnify us from any liability arising from such, in relation to PDPA and international Privacy Laws.

 

PAYMENT

We accept the following payments in Singapore or US Dollar on our website:

  • Credit/Debit Cards (Visa, Mastercard, American Express)
  • 3-Part Instalment Option (If Any, Credit & Debit Cards Only)

Or under special circumstances, alternative payment arrangements can be made by emailing finance@10x.sg 

    Please read our payment instructions carefully at checkout.

    Stripe Terms and Conditions apply, you may read more about them here

    Our company "10x Capital Pte Ltd" is NOT currently GST registered. Therefore, all products and services listed on this website are NOT subject to a Goods and Services Tax of 7% which would be indicated in the invoice you will receive.

    Upon successful payment, please ensure you have received a copy of your receipt via email. Note that any billing information stored is encrypted and processed by our payment partner and Stripe.

    By registering, you agree to our payment terms. If we do not receive full payment when due. Your purchase will be voided and we reserve the right to cancel your registration or membership access.

    Please contact us at finance@10x.sg or contact us at +65 8753 3651 (During Office Hours) if you have any issues regarding payment.

     

    INSTALMENTS

    We do NOT offer any Instalment Programme or Part Payment Programmes for our online course purchases. You may contact your bank directly regarding instalment options available to you.

    For our FTI Mentorship Programme, we offer a 3-Part Instalment Option. To select this option, under the Credit or Debit Card Details, select instalment subscription. You will be billed the instalment amount to your Credit or Debit Card automatically on the day you made the first payment and consecutively for the next 2 months. 

     

    GIM FRIENDS AFFILIATE & REFERRAL PROGRAMME


    The GIM Friends affiliate and referral programme was reintroduced to benefit both past participants and new participants by growing a close knitted community of like-minded individuals who can grow and learn from each other. Invite your friends and family into the GIM community and be rewarded for your efforts.

    To refer any of your friends and family, please email us at finance@10x.sg or join the gim-friends channel within Slack for the latest updates to our affiliate programme and how to get started!

    To login or create an affiliate account, head over to the GIM Friends Portal here: thefulltimeinvestor.com/gimfriends

    If your friend or family member signed up without indicating you as a referrer, please email us at finance@10x.sg and provide their name and contact number, so we can verify and update your referrer details. 


    Referral Fee Payout Structure:

     

    For GIM 2.0 Online Course Sign-Ups:

    $100/pax (Flat Rate, No Tier Structure)

    *WEF May 2021, all Masterclass Referrals will be renamed and counted together with the new GIM 2.0 Online Course Referrals.

    For FTI Mentorship Sign-Ups:

    $160/pax for all the first 5 referrals.

    $200/pax for the next 6 to 9 referrals.

    $250/pax for the 10th referral onwards (Does not Reset).

    And for every 10 sign-ups, 1 year of FTI Community membership will be added to your current subscription or reactivated if your membership was cancelled.

    The No. of Pax towards the Tier system is valid for a lifetime. However, the free 1 year membership will only be added for every 10 new referral sign-ups.

     

    Referral Payouts:

    All referral payouts will only be processed and paid at the end of the following month. This ensures any refunds made during the first 30 days don't get included. Payouts for referrals will be made directly via PayNow or to your bank account

    Once a payout has been issued at the end of the following month, a referral statement will be produced and sent via email for your reference. So please furnish us your bank or PayNow details so we can issue your payout accordingly. 

    Any and all referrals made since Sep 2018 will be counted into the above programmes. 

    No referral fees shall be paid out to participants who have received a discount on their course fees. Any decision will be at the discretion of 10x Capital Pte Ltd.

    In the event a participant has multiple referrers, any payout decision will be at the discretion of 10x Capital Pte Ltd after the case has been reviewed.

    Any abuse of our referral program will lead to a suspended payment and subsequent blacklist. Any case or suspicion of fraud will be reported to the authorities.

    For assistance, enquires or discrepancies on Finance Matters and Referral Payouts, please contact Alexander at +65 83830778 for assistance.

     

    DUPLICATE PAYMENTS & CHARGEBACKS

    If you suspect any multiple or duplicate transactions made in error, please contact us immediately.

    We will notify you to proceed with cancelling and refunding any duplicate order made in error. ALL REFUNDS WILL TAKE 5-10 WORKING DAYS TO PROCESS.

    If you registration and payment is incomplete, please place another order with a different credit card at checkout. We will confirm your registration immediately and fulfill your order once payment has been received.

    Please check your email for the refund, confirmation and successful payment notifications.

    If you do proceed with a chargeback or fail to pay monies owing to us. We reserve the right to cancel and void your registration and payment. And subsequently terminate any access or membership. Suspicious chargeback transactions constitute as fraud and we will report any cases to the authorities.

      

    RESCHEDULING, TRANSFERS AND CANCELLATIONS

    FREE WEBINARS

    For our free Webinars, we do not entertain any accommodation of rescheduling and transfers, please re-register using the registration link for the next event date or inform our customer support representative. Do keep a lookout for follow-up emails if you missed our webinar!

     

    COURSES

    ONBOARDING

    You will be provided the links to watch our online course and r esources on Teachable via portal.thefulltimeinvestor.com. This will include the GIM Investors Facebook Group access via bit.ly/giminvestors

    For those with FTI Mentorship or active FTI Community Membership, you will be granted additional access to Slack, Trello and our course videos and past tutorials on Teachable upon additional registration and payment.

    For more information, please refer to the FTI Community Membership and Closed Facebook Group Sections below.

     

    REFUND POLICY & MONEY-BACK GUARANTEE 

    If you've implemented everything that we teach and still don't see any positive results, provide us proof and we will refund all your money back.

    If you are on a membership subscription with us, we will only refund you the remaining balance of unused subscription (for annual subscription payment). The amount refunded will be calculated based on being charged the monthly subscription rate for the amount of months used before the refund request. No refunds will be given to subscriptions paid on a monthly basis.

    For our discontinued GIM courses, rescheduling is permitted up to a maximum of 3 times, after which we will fufill your purchase and start your membership (if any). We will also not continue following up with you regarding attending the Masterclass.

    You may also transfer your course enrolment to a proxy. Please provide us with his/her information and we will contact them to follow up directly. This transfer can only be made once.

    Please contact us at finance@10x.sg transfer your purchase to a designated proxy.

      

    COURSE TIMING 

    For Live Zoom Classes, please login and enter the session's waiting room at least 5 to 30 minutes before the indicated class timing. Once we verify you, you will be admitted to the main session.

     

    Our course timings are indicative and may be extended or reduced without prior notice on the day itself. However, we will inform you of any changes to dates or postponement due to unforeseen circumstances.

      

    THINGS TO PREPARE (For Live Zoom Classes)

    • Laptop, Tablet or iPad Device with Charger
    • Zoom installed on your device or web browser
    • Functioning Webcam and Microphone
    • Stable Internet Connection
    • Writing Materials and Provided Course Notes
    • A Snack/Drink on standby and Lunch meal prepared.
    • An Open Mind!

    Note: Only 1 device should be connected to the Zoom session at any time as we will assign you to breakout rooms.

     

    COURSE MATERIALS

    Course materials are embedded and downloadable in each course module. This is to complement the teaching and guidance provided during the online course.

    A quiz may be conducted at the end of each major module.

    All our content and materials are subjected to copyright. No material shall be reproduced, stored or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning or otherwise without written permission from 10x Capital Pte Ltd and/or the author/publisher.

    It is illegal to copy, post online, or distribute any material provided physically or digitally without written permission from 10x Capital Pte Ltd and/or the author/publisher.

      

    RECORDING, PHOTOGRAPHY & VIDEOGRAPHY

    All our Live Zoom Sessions will be recorded for internal purposes only and will be uploaded to our Teachable site where needed.

    Personal screen recording via Zoom, mobile or desktop device is NOT permitted during any of our classes, tutorials or sessions. However, screenshots may be taken for your personal use only. We take serious action against those who publicly share our class videos.

    Photography and videography is allowed during our physical events, workshops and courses for your own individual use and reference only. Any sharing or publication of our material, including photos taken by you, without our consent and acknowledgement is not permitted. Please read the Disclaimer, Copyright and Intellectual Property (IP) section below for additional details.

     

    MARKETING & PUBLICITY

    During any of our events, workshops and courses, 10x Capital Pte Ltd is allowed to take and use photographs and/or videos of any attendees for marketing purposes without prior permission, unless specifically denied by the person(s).

    10x Capital Pte Ltd is also allowed to use any content shared and/or published within our community domains (i.e Slack, Trello and Facebook Group) by our participants, students, graduates, staff and/or members for marketing purposes without prior permission, unless specifically denied by the person(s).

     

    POST-SUPPORT MATTERS

    COMMUNITY GUIDELINES

    We commit to ensure that our GIM Community remains a safe, comfortable environment for members and our team to grow and learn together.

    We are happy to share this credo as members and trainers alike in the GIM community.

    We do not post, share or make derogatory, racial, defamatory, misleading and/or illegal content within our community and to our members.

    We do not directly or indirectly solicit and/or promote any business (e.g., products, programs, or services) for our own (or other external parties’) benefit, whether to this GIM community, or separately/privately to any members. If we feel we have something that benefits this community, we will first share and discuss with Kelvin and Jonathan how we can make such opportunities available to this GIM community.

    We do not directly or indirectly engage in any business activities in any territories which competes with the business of the Company during and after any of our events, workshops, courses or classes.

    Having signed (electronically) and acknowledged our Terms and Conditions at the time of joining this community, we understand such posts (described above) would result in immediate suspension. The GIM Team reserves the right to remove any individual from this GIM community and revoke membership access (with no entitlement to refund or monetary compensation from the course fees paid).

    We also know that monetary damages shall be inadequate to compensate the 10x team for any serious breach. We shall be entitled to injunctive relief, in addition to any other remedies at law or equity, should the breach occurs. Legal action may be taken against you if necessary.

    We understand that 10x Capital Pte Ltd, the Full-Time Investor and Growth Investing Mastery takes a strong stance and maintain a zero tolerance policy against such serious offences and this is for the protection of the GIM community, to keep this a safe, positive place for like-minded investors.

     

    CLOSED FACEBOOK GROUP (GIM INVESTORS)

    For post-support questions and networking, we will provide you an invite link to join our closed Facebook group after completion of our class. If you have not yet joined the group, please contact us immediately and we will verify and add you.

    Advice, discussions and updates will be shared within this group. 

    You are welcome to stay in this group even after your membership expires as access remains free and for a lifetime.

    Please visit bit.ly/giminvestors to visit our Facebook Group.

     

    FTI MENTORSHIP & COMMUNITY MEMBERSHIP 

    GIM is part of the extended Full-Time Investor Community family. FTI Community is a membership subscription, hosted on Teachable that enables you to view our full course content including our monthly webinar gatherings, read exclusive case studies and watch recap videos on computer, on mobile or app (iOS only). This membership subscription is only available as an add-on purchase in addition to your GIM 2.0 Course, pending an application and approval process.

    We will provide you with a Teachable account and login details upon registration. If you are an existing teachable user, “FTI Community (1 Year Support)” will automatically appear under your enrolled courses. 

    Your membership is valid for 1 year from the start date stated in the welcome email or after your register for the mentorship, whichever later. It is important that you provide us with your correct email address as it will be your login username.

    Nearing expiry of membership, we will notify and invite you to subscribe unless you have informed us to cancel your membership. Upon cancellation, you will only be able to access our Facebook Group. However, you may renew your membership any time thereafter and picked up where you left off. Upon renewal, membership access to Teachable and Slack will be reinstated.

    No Refunds will be provided after 30 Days. If you are on an annual membership subscription with us, we will only refund you the remaining balance of unused subscription. The amount refunded will be calculated based on being charged the monthly subscription rate for the amount of months used before the refund request. No refunds will be given to subscriptions paid on a monthly basis.

    Any subscription and renewal offer will be directly sent to you via email.

    Please contact us at +65 8753 3651 or email us directly at info@10x.sg for matters regarding FTI Community Support.

     

    RESIT (DISCONTINUED)

     

    With the introduction of GIM 2.0, we will discontinue the unlimited resit policy, all our past graduates will have access to GIM 2.0 and may recap using our updated content at no additional cost and at their own convenience.

     

    DISCLAIMER, INDEMNITY, COPYRIGHT AND INTELLECTUAL PROPERTY (IP)

    EARNINGS DISCLAIMER

    Please view our separate Earnings Disclaimer here

     

    GENERAL DISCLAIMER AND INDEMNITY  

    You confirm that you have been explained the scope and extend of the Event/Class and you acknowledge that the effectiveness of the Event/Class provided to you depends on facts not under our control and the profitability of the same is not guaranteed.

    You agree to take personal responsibility in analysing and selecting any investments. We shall not be responsible for any investment losses incurred by you.

    You also release and indemnify us, our employees, agents and service providers from any and all claims, suits, proceedings, liabilities, damages, losses, compensation, costs and expenses whatsoever in any way arising out of or resulting from your attendance or participation in the Event/Class including, without limitation, any and all claims, actions, and liabilities for death, injury, loss or damage to you, anyone else or to any property.

     

    COPYRIGHT 

    All information and materials provided by us, whether digitally or physically delivered are subjected to copyright. No material shall be reproduced, stored or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning or otherwise without written permission from 10x Capital Pte Ltd and/or the author/publisher.

    It is illegal to copy, post online, or distribute any material provided physically or digitally without written permission from 10x Capital Pte Ltd and/or the author/publisher.

     

    INTELLECTUAL PROPERTY (IP) 

    You agree and acknowledge that all the rights and interests to all the intellectual property relating to the Materials, the Event/Class Services and/or developed or arising therefrom (“Intellectual Property”) belong to us (and/or the Event/Class presenters) and you shall not in any way, directly or indirectly, copy, reproduce, sell, supply, make available, disclose or otherwise deal with or use (except solely  for personal non-commercial purposes) the Materials or the Intellectual Property. Any disclosure of information relating to the Materials and/or Event/Class Services to other organisations/ individuals requires written permission from us.

    It is illegal to use the information generated by us for commercial gain.

    Please read the full Course Terms and Conditions that you have acknowledge here

      

    GIM HEROES & AVENGERS

    As a GIM Hero, you will be part of a team that is empowered to deliver a great learning experience for our participants. We help the trainers in logistics, administration, and food. This can be done through volunteering you time during weekends for our live Zoom classes, sharing on our Facebook page or supporting us during the scheduled Post-Support gatherings.

    To keep you posted, we will post such requests on Slack or Whatsapp Group from time to time. Just fill up the form and you are good to go!

    As a GIM Hero, free meals and course notes and materials will be provided to enable you to help others, but we wish to see your full commitment to help those in need. Or for online classes, a $20 lunch allowance will be provided via PayNow if you volunteer for at least half a day.

    Do note that our Disclaimer, Indemnity, Copyright, Intellectual Property (IP), Photography and Videography restrictions apply to all members of staff including full-time employees, freelancers and volunteers.

     

     

      

    ANY OTHER QUESTIONS?

    Please contact us at +65 8753 3651 or by creating a support ticket here

    For finance related enquires, please email finance@10x.sg

     

     

    ADDITIONAL LINKS

     

    Last Updated: 10 May 2021